In an epidemic crisis, the Jan Dhan account is helping the poor. During and after the lockdown, the poor have been struggling financially to make ends meet. For this, the Modi government at the Center is depositing an installment of Rs 500 in the Jan Dhan accounts of women under the Prime Minister’s Poor Welfare Package.
It has announced to put Rs 500 crore in the accounts of 20 crore women for three months in April, May and June. Two installments of April and May have been sent. However, many accounts have been closed. There is no alternative. One day’s wages will be used to buy food for people. Rs 10,000 crore will have to be given to women across the country.
More than 50 per cent of the total accounts are in the name of women, while about 59 per cent accounts have been opened in rural and semi-urban areas. He can also take a loan of up to Rs 10,000 after 6 months. It was started to connect the common people with banks and provide them financial services like insurance and pension.
At present, there are 38.57 crore people in the country. Out of which Jan Dhan accounts in the name of about 20.05 crore women. The scheme was launched by the Central Government on 28 August 2014. Its purpose is to provide banking facilities to all families.
It is very easy to open a bank account. The person aged 10 years and above can open Jandhan account by going to any nearest bank or through a bank friend. The account is opened without giving a single rupee. In which no deposit of money is mandatory.